When we say we specialise in commercial lending for equipment finance and capital finance we mean we can finance a whole range of assets like heavy haulage trucks and trailers, earthmoving equipment, mining and civil equipment as well as your commercial motor vehicles.
Unlike a lot of other brokers, we see this as a long-term relationship, we pride ourselves on being an extension of your business. We will take the time to learn the intricacies of your business so that when we are negotiating with lenders, they have the confidence that investing in your business is a wise move.
Initially you may need to provide some details, but from there we spend the time to put together the submission, analyse the data and formulate a strategy to get you a positive outcome, including liaising with the bank to ensure everything runs smoothly until settlement is finalised. This means you can focus your time and energy on what really is important, and that is running and growing your business.
As we only do asset and capital finance for businesses, we have expert knowledge of the industry and the lender policies. By using Asset & Capital Finance you can rest easy knowing you have someone who knows the financial industry inside-out looking after your affairs.
We liaise with business managers from both bank and non-bank lenders, so we have the ability to run your scenario past them and get an idea of the likelihood of getting an approval as well as best available options.
Although you might have a good relationship with a current lender, we highly advise our clients to consider all of their options. If you put all your eggs in the one basket it can result in lenders putting certain conditions on your business, which can limit your ability to grow.
Similar to buying in bulk, when using our services you get the advantage of piggybacking on our borrowing power, providing you with the potential to get discounted prices or wholesale prices compared to if you were to go directly to the bank on your own.